Frequently Asked Questions

The Panilye 3-Day Training is an immersive financial workshop designed to revolutionize your relationship with personal expenses. Unlike conventional budget courses that merely clip your financial wings, our training helps you create a financial ecosystem where your money works as diligently as you do. Over three transformative days, you'll develop practical skills to track, manage, and optimize your expenses while designing a sustainable system that aligns with your unique lifestyle and long-term goals.

Our training is crafted for financial voyagers at every stage of their journey—from those who feel like they're navigating financial waters without a compass to those looking to fine-tune their already established financial systems. Whether you're drowning in expense chaos, living paycheck to paycheck despite a decent income, or simply seeking to optimize your current approach, this workshop offers a financial lighthouse to guide you toward prosperity. It's particularly valuable for professionals, entrepreneurs, and families seeking to build financial harmony in their households.

While many financial programs offer cookie-cutter solutions, Panilye crafts the cookie jar itself—customized perfectly to your taste. We focus on creating personalized expense management systems that flex with your life rather than rigid budgeting rules that break under pressure. Our methodology combines behavioral psychology with practical financial tools, addressing both the mathematical and emotional aspects of money management. Plus, our workshop is intensely practical—you'll leave with your own functioning expense system, not just theoretical knowledge gathering digital dust.

Your financial metamorphosis includes three days of intensive, hands-on workshops (approximately 4-5 hours each day), comprehensive digital workbooks that become your financial compass, lifetime access to our proprietary expense tracking templates, six months of bi-weekly group coaching sessions to ensure your system thrives beyond the workshop, and membership in our exclusive community where fellow financial architects share insights and inspiration. Each day builds systematically on the previous one, transforming financial confusion into clarity through strategic implementation rather than overwhelming theory.

The Panilye training flourishes in both digital and physical gardens. Our primary workshops unfold in our carefully crafted virtual classroom—an interactive online environment designed to feel as engaged and personal as sitting across a table. For those who prefer the energy of in-person learning, we host quarterly physical workshops in major cities (schedule available on our Events page). Both formats deliver the same transformative content, tailored exercises, and community connection, simply through different mediums to accommodate your learning preference and geographical reality.

Life doesn't always align with schedules—we understand this financial truth better than most. While the consecutive three-day journey offers the most powerful transformation momentum, we've designed flexibility into our program. All sessions are recorded and available within 24 hours in your personal dashboard. Additionally, we offer multiple cohort start dates each month, allowing you to mix and match session attendance as needed. For optimal results, we recommend completing all three days within a two-week window to maintain your financial momentum and fully integrate your new expense management system.

Financial transformation occurs in both sprints and marathons. Most participants experience an immediate "clarity effect"—a profound relief as financial fog lifts during the first day. Practical improvements typically appear within the first month as expense leaks are identified and patched (our students average 12-18% reduction in unnecessary spending within 30 days). The compound effect of your new system builds over 3-6 months as your financial habits strengthen, often resulting in significant savings growth, debt reduction, and decreased financial stress. The truly life-changing results emerge around the one-year mark, when your personalized system becomes as automatic as breathing.

You need neither complex software nor a financial pedigree to thrive in our workshop—just bring your financial reality and readiness to transform it. We provide all necessary templates that work with common tools like Excel, Google Sheets, or even paper systems for the digitally reluctant. Our approach meets you where you are: whether you're a spreadsheet savant or someone who breaks into a cold sweat at the mention of formulas. We've designed our systems to be accessible while still powerful, focusing on sustainable processes rather than complicated technologies that gather digital dust after the initial enthusiasm fades.

We stand behind our training with a 30-day "Financial Transformation Guarantee." If after fully participating in all three workshop days and implementing your personalized expense system for 30 days, you don't feel equipped with powerful new financial tools and insights, we'll refund your investment completely. We simply ask that you show us your completed workshop exercises and system implementation attempts so we can learn how to better serve future participants. Our refund rate sits below 2%—not because we make returns difficult, but because our methodology delivers the financial clarity we promise.

Transforming Your Financial Journey

At Panilye.com, we believe that financial clarity isn't just a goal—it's a pathway to freedom. Our three-day intensive personal expense management training isn't about rigid budgets or penny-pinching philosophies. It's about rediscovering your relationship with money and crafting a sustainable approach to personal finance that aligns with your unique life ambitions.

"Money is merely a reflection of attention—direct your focus wisely, and your finances will follow."

Our Story

Born from founder Elena Panilye's own financial transformation, our training program emerged from real-world experience rather than theoretical models. After witnessing countless intelligent, successful professionals struggle with the same financial blind spots she once had, Elena built a methodology that addresses the psychological dimensions of spending habits, not just the mathematical ones.

What began as informal coaching sessions has evolved into a structured, transformative experience that has helped participants across Europe and Asia reclaim control of their financial destiny while maintaining their quality of life.

Financial Transformation Workshop

Our Mission & Values

We're on a mission to demystify personal finance and empower individuals to make conscious spending decisions that reflect their true priorities. Our approach isn't about restriction—it's about redirection and alignment.

  • Financial transparency as a path to personal growth
  • Psychological insight over mathematical formulas
  • Sustainable habits rather than temporary fixes
  • Community support throughout your financial evolution

The Panilye Method

Unlike conventional financial advice, our three-day intensive doesn't prescribe a one-size-fits-all solution. We combine behavioral psychology, practical expense tracking methodologies, and personalized coaching to create a holistic system that works with your lifestyle rather than against it.

Our participants often describe the experience as "financial therapy meets practical skills workshop"—a safe space to confront spending patterns, identify emotional triggers, and develop new neural pathways for financial decision-making. By the end of our three days together, you'll walk away with more than just a budget; you'll have a renewed relationship with your resources and a clear path toward your financial horizon.

Financial Workshop Participants